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Buying a home is a process. We can help.

 Af



fected by the coronavirus pandemic? Read about our COVID-19 financial relief efforts, including mortgage assistance and auto loan assistance programs.

Buying a home is a process. We can help.

Navigating the financial side of buying a home can feel overwhelming. U.S. Bank is here to help you make an informed decision when evaluating the various home mortgage loan options. From finding out how much you can qualify for to applying for a mortgage loan and everything in between, we have your back!

See how much you may qualify to borrow.

Online prequalification is fast, free and won’t affect your credit report.

Prequalify

Ready to buy your home?

Start off on the right foot with the support you need in the U.S. Bank Loan PortalSM.

Apply

Find answers to your mortgage questions

 

Get your home-buying questions answered

Can I afford a house? How do I make an offer? What happens at a mortgage closing? Find answers to common home-buying questions.

Find answers

Learn how to apply online

Explore your mortgage options

While a fixed-rate mortgage is popular with many homebuyers, it’s not always the right fit for everyone. Other options include loans for veterans, investment properties and more.

Fixed-rate loans

Compare mortgage options

Find a loan officer near you

An experienced mortgage loan officer is just a phone call or email away, with answers for just about any home-buying question.

Find a loan officer

Run the numbers and make a plan

  

Today’s mortgage rates

30-year fixed

2.875%Rate
2.942%APR1

20-year fixed

2.875%Rate
2.971%APR1

10-year ARM

4.250%Rate
3.839%APR1

5-year ARM

3.875%Rate
3.312%APR1

Compare all mortgage rates

Rates are current as of 09/29/2020 and are based on some standard assumptions as described below.
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